Author Archive
The Difference Between Jumbo and Conventional Loans
In continuing my series of answering questions I get all the time, here’s another one: What is the difference between a jumbo loan and a conventional loan? It all has to do with the amount that’s being financed. In northern Colorado,...
I Get This Question All The Time: What’s a Kiddie Condo?
People always ask me to explain what a “kiddie condo” is, and I’m going to do just that for all of you today. Kiddie condos don’t actually have to be condos at all. They’re simply properties bought by parents for their adult ch...
Do You Need a Down Payment for a VA Loan?
Here’s a question I get all the time: Do I need a down payment for a VA loan? You absolutely do not! Let’s go through a quick breakdown of what the VA loan actually is. First of all, you must be an eligible veteran to acquire a VA...
“I Get This Question All the Time”: Do I Need a 20% Down Payment?
In today’s segment of “I Get This Question All the Time”, I’ll be tackling the question of whether or not a homebuyer needs to make a 20% down payment on their loan. The short answer is: Absolutely not. There are programs that d...
New housing survey raises alarm for home sellers
Friends and Clients — What a difference a couple of seasons can make. This spring, confidence in the housing market was riding high, according to a monthly survey by Fannie Mae. And yet, that same survey shows clear and worrying...
An unexpected benefit of the 2008 real estate crash
Friends and Clients — There is one good thing that came out of the 2008 real estate crash. I'm talking about the growth of the vacation rental market. You see, even as recently as 2000, most homeowners had no inten...
